In order to qualify for SSDI benefits, a claimant must meet two basic requirements as outlined by the federal government.
Firstly, a claimant must have worked a job that was covered by social security. Most jobs are covered by social security if you paid taxes through that position. People who are self employed are just as entitled to apply for social security disability benefits as anyone else. A claimant must have worked enough hours, and recently enough. Social security uses work credits to determine eligibility. Those credits are earned through salary, either through an employer or through self employment. The number of credits required for benefits changes from year to year. In 2021, one credit was equivalent to earning $1,470 in wages and a claimant earned the four necessary credits after they reported $5,880 in earnings for the year. Traditionally a claimant needed 40 credits in order to apply for benefits, 20 of which must have been earned in the last ten years.
Secondly, the claimant must have a disability that fits within the federal government’s definition. Benefits are not available for temporary or partial disabilities. If you are wondering if your condition fits the definition of a disability, ask yourself; can I perform the work I used to do before my condition? Can competently perform other work despite my condition? Has my condition lasted or is it expected to last for at least a year or result in death?
These are the first questions you should ask yourself if you’re considering receiving SSDI benefits. If you have additional questions, reach out to Viner Disability Law.