If a claimant accepts financial assistance from family or friends, it may affect their Supplemental Security Income (SSI) eligibility. Financial assistance can disqualify a claimant from getting SSI benefits, but this does not apply to Social Security Disability (SSDI) benefits.
Generally, the more countable income you have, the less your SSI benefit will be. If your countable income is over the allowable limit, you cannot receive SSI benefits. Some of your income may not count as income for the SSI program.
The Social Security breaks down the different types of income on their website:
Some common types of income are earned income, unearned income, in-kind income, and deemed income. Earned Income includes wages, net earnings from self–employment, certain royalties, honoraria, and sheltered workshop payments. Unearned Income is all income that is not earned such as Social Security benefits, pensions, State disability payments, unemployment benefits, interest income, dividends and cash from friends and relatives. In–Kind Income is food or shelter that you get for free or less than its fair market value. Deemed Income is the part of the income of your spouse with whom you live, your parent(s) with whom you live, or your sponsor (if you are an alien), which we use to compute your SSI benefit amount.
The Social Security website is the most reliable source of information when learning about how financial assistance from family or friends can affect your SSDI benefits. If you have any additional questions, reach out to us.